By contrast, here is what the Scotsman is saying about old-age pensions. Unfortunately the full article is premium content but you get the gist.
What is the truth about your pension?
THE vast majority of the population will find it virtually impossible to save enough money to maintain an average standard of living in retirement, The Scotsman can reveal.
Millions of people face old age on the breadline because plugging the pensions "black hole" is simply unaffordable - a fact that will have a hugely detrimental, direct...
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